Lending To Lionel

A lot of people have been telling me that I should make a police report.  After I found out that Lionel had basically cheated me of my money, I decided to do some digging. I somehow managed to strike up a friendship with the HR lady at his former company. From there, she gave me all his details; his full name, his NRIC number, his old home phone number and even address. I called the number, which as expected, was no longer in service. I have not gone to his house yet. I don't really expect him to still live there. A simple Google search later reveal that Lionel a.k.a. Chia Tiong Beng had been involved (or allegedly involved) in cheating crimes all his life. An article dated 1960 showed that he and another friend were acquitted of cheating a hawker of some money. This was when he was still in his teens.

Another article dated 1996 in Manilla showed that Lionel and his 'wife' were arrested by the Philippine anti corruption agency for cheating Singaporean businessmen out of hundreds of thousands of dollars.

I realized then that the man that I had met was no ordinary swindler. Everything he had told me about himself fit the bill of what I just found. In hindsight, he was a skilled liar. There were many things he said and did subtly that I now realize were meant to lure me into a false sense of security.

Having a thousand dollars taken away from you tends to have an effect on you. Like I said before, I felt dumb, because when you look at it properly, this man didn't set out to cheat me. I practically offered it to him. He merely took a chance at an opening that I guess would be considered 'god sent' to him. I'm not even sure any crime has been committed. I gave him the money at my own free will. He undoubtedly represented himself with false pretenses, but unless I am wrong, verbally lying to a stranger wasn't a criminal offense.

For many days, I considered how I would now respond with my new found information. Whenever I was in Singapore, I would think about nothing except how to get my money back from this man; what I would do to him if I ever saw him again. I remained angry and bitter. I wanted to hurt this man for cheating me out of my hard earned money, however small it may seem in the grand scheme of things. It still hurts every time I look at my bank account and remembered that it's 3 digits short of what I was supposed to have. It hurts even more when I have to tell my family that this or that thing cannot be done anymore since I was out of funds.

But the whole episode has awaken me somewhat.

The pain of the sting reminded me again how valuable money is, and the importance of being prudent and cautious with it. I decided that I will try my best not to let this affect the way I chose to be charitable to others. But I will certainly be much more cautious in the way I give it out. I decided that I mustn't let this make me less trusting of people, but I needed to be wiser in taking the necessary steps to protect myself.

But there was also something else. As valuable as money was, the episode also reminded me of how there were more important things in life than money. I remembered being told of how twenty three thousand people had committed suicide after the great Wall Street Crash of 1929. My church pastors said it was because these men had made money their world and their God. And when your world and your God is lost, even your own life seems not worth living.

I admit, for the better half of the year, my mind had been obsessing with money. As I moved deeper into adulthood, I moved deeper into financial commitments, and suddenly the lack of money became something I was aware of on a daily basis. I had a house to pay for, rent to keep, people to feed, car to maintain, parents to care for, and perhaps in a year or so, children to expect. It was just a matter of time before money took center stage.

The day I admitted defeat, I went home to my wife, embraced her and declared to her "I'm sorry. I feel so stupid.". She stroked my hair, touched my cheeks and told me "It's OK dear... it's only money."

And that was the point of realization for me. Yes it was money. But it was only money. In her eyes, we had lost nothing significant that we could never replace. I guess I needed a reminder of that. It was a humbling moment for me. I was grateful to her for not wagging her finger and saying to me "I told you so.." I was grateful that she wasn't make as big a deal about it as I was.

I remembered some incident many years ago where I had also lost some money and whined about it to a friend. He said this to me "It's okay. Treat it as a tuition fees you had to pay, for the lesson you have now learned." He called this the 'University of Society' where all lessons are through practicals.

I ask myself again what I'd do if I ever bumped into Lionel again. Could I truly do as the bible says and bless the one who curses you, or turn the other cheek? Is there enough grace in my heart to forgive and forget? Do you forgive a person who has neither repented nor asked for forgiveness? Will I try to exact some sort of revenge on him?

Here's the only answer I can muster for now.

I will break his nose. But he can keep the money.